Legal

Privacy Policy

Effective date: July 14, 2026

Please read this Privacy Policy before using our Services. This Privacy Policy applies to SmartQuoteInsure.com, a website operated by Click Circle LLC ("Company," "we," or "our"). References to "you" and "your" refer to any person who accesses or uses the Services. By using the Services, you authorize our ability to collect, use, disclose, share, and sell your personal information as described in this Privacy Policy, and agree to be bound by these terms. Do not access or use the Services if you do not agree.

We may update this Privacy Policy from time to time. When we do, we will post the revised version on this page with a new effective date. Changes become effective when posted unless stated otherwise. The Services are intended for individuals who are at least 18 years old. We do not knowingly collect personal information from children under 16 without parental consent.

1. Information We Collect

1.1 Information You Provide

When you use our Services — including filling out our quote questionnaire or contacting us — you may provide:

Contact information such as your name, email address, phone number, and address
Vehicle information such as year, make, and model
Insurance profile information such as your current carrier, coverage history, and driving history
Responses to eligibility or qualifying questions on our site
Communications you send us via email or contact forms

1.2 Information Collected Automatically

When you visit our site, we may automatically collect certain technical information through cookies, web beacons, and similar technologies ("Web Technologies"), including:

IP address, browser type, operating system, and device type
Pages viewed, time spent on pages, and referring URLs
Clickstream data and interaction details such as mouse movements and text entered
General location data such as ZIP code or city inferred from your IP address

1.3 Information from Third Parties

We may receive information about you from third parties, including insurance carriers, advertising partners, affiliate networks, and analytics providers.

2. How We Use Your Information

We use the information we collect for the following purposes:

To match you with insurance carriers, agents, and offers relevant to your situation
To deliver quote results and follow-up communications based on your questionnaire responses
To operate, improve, and personalize our Services
To analyze traffic, usage patterns, and the effectiveness of our content
To comply with applicable laws and regulations
To detect, investigate, and prevent fraud or abuse
To enforce our Terms of Use and other agreements
To evaluate or complete business transactions such as mergers or acquisitions, in which your personal information may be among the assets involved

3. How We Share Your Information

We may share your personal information with:

Insurance carriers, agents, and marketing partners — including the carriers and partners referenced in our Partners page, who may contact you about insurance products based on your questionnaire responses
Service providers and contractors — companies that help us operate the site, deliver email, analyze data, and provide customer support
Analytics providers — such as Google Analytics, which help us understand how visitors use our site
Legal and regulatory authorities — when required by law, court order, or to protect the rights and safety of our Company or others
Business transaction parties — in connection with a sale, merger, or transfer of all or part of our business

We do not sell your personal information to data brokers. When we share your information with our carrier and marketing partners, it is to connect you with insurance quotes and services you expressed interest in through our questionnaire.

4. Cookies and Tracking

We use cookies and similar Web Technologies to improve your experience and understand how our Services are used. You can limit cookie use as follows:

Browser settings — most browsers let you block or delete cookies, though doing so may affect site functionality
Google Analytics opt-out — you can install the Google Analytics opt-out browser add-on

We respond to Global Privacy Control (GPC) signals. We do not currently respond to Do Not Track (DNT) browser signals.

5. How We Store Your Information

By using our Services, you consent to the storage and processing of your personal information consistent with this Privacy Policy. We retain personal information for as long as reasonably necessary for business and legal purposes. We implement commercially reasonable administrative, physical, and technical safeguards to protect your information, but cannot guarantee absolute security. We recommend you do not send sensitive information over unsecured channels.

6. Your Rights and Choices

6.1 Access, Correction, and Deletion

Depending on your state of residence, you may have the right to access, correct, or request deletion of your personal information. To submit a request, contact us at info@smartquoteinsure.com. We will verify your identity before acting on your request and respond within the timeframe required by applicable law.

6.2 Opt-Out of Marketing Emails

You can unsubscribe from our marketing emails at any time by clicking the "unsubscribe" link in any email we send. Please note that transactional or service-related communications are not subject to opt-out.

6.3 Opt-Out of Text Messages

If you receive text messages from us or our partners, you can opt out by replying STOP to any message.

6.4 California Residents (CCPA)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and share, the right to delete your personal information, and the right to opt out of the sale or sharing of your personal information. See our CCPA page for details, or contact us at info@smartquoteinsure.com to exercise these rights. We will not discriminate against you for exercising any CCPA right.

6.5 Do Not Sell or Share My Information

We may share your information with insurance carriers and marketing partners in ways that constitute a "sale" or "sharing" under California law. To opt out, email us at info@smartquoteinsure.com with the subject line "Do Not Sell or Share My Personal Information."

7. Third-Party Links and Services

Our Services may contain links to third-party websites or services, including our carrier and partner sites. These third parties operate independently and are not subject to this Privacy Policy. We are not responsible for their privacy practices and encourage you to review their own policies before providing any personal information.

8. Children's Privacy

Our Services are not directed to children under the age of 16. We do not knowingly collect personal information from anyone under 16. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

9. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Click Circle LLC Email: info@smartquoteinsure.com Website: SmartQuoteInsure.com